Garden Centre Insurance, Retail Concession Insurance and New Pension Regulations

Insurance

Garden centre insurance and retail concessions insurance policies offer outstanding retail policies for garden centre owners and retail concessions alike. The garden centre business insurance policies have been developed by Lucas Fettes insurance brokers in partnership with First Franchise and Promotional Space Limited. The garden centre business insurance policy includes buildings insurance, contents insurance, business interruption insurance, business liability insurance, employers insurance, computer breakdown insurance and legal expenses.

Pensions

Starting in 2012, the new Government Pension Act will come into effect. The act will place a legal duty on all employers, however small or large, to enrol employees into a pension scheme to ensure that their staff contribute towards their retirement. As this requirement will affect not only full time but also part time employees, garden centre owners will need to ensure that they cover their legal requirements. To assist with this change First Franchise, in association with Lucas Fettes Financial Services has developed a cost effective Pension Consultation Service which will assist garden centre owners through the various stages of the process.